Investor's Dictionary: Terms of the HYIP Industry
If you're new to the world of HYIPs, you'll likely come across a plethora of unfamiliar words and expressions commonly used by participants in chats, blogs, monitors, or forums. That's precisely why we've put together this resource, which serves as a glossary of terms and expressions frequently employed in the HYIP industry.
- Account – your personal cabinet in the project, which includes your login, password, email, and payment details.
- Admin (Administrator) – the creator and leader of a HYIP project. An admin can be a single individual or a team of people.
- Altcoin (Short for «alternative cryptocurrency») – any cryptocurrency launched after Bitcoin.
- Asset Management (abbreviated as AM) – fractional management of investors' funds with an obligation to pay income interest.
- «Auto» (Automatic Payouts) – a type of payment that involves the disbursement of funds without the need for investor or project administration intervention.
- Ban – depriving a user of the right to access their project's personal cabinet. In the context of a chat, it means depriving a user of the ability to write in the chat or complete removal from it.
- Batch – a transfer number in payment systems or through cryptocurrencies.
- Binary – a type of partnership program where you only build two branches (usually right and left legs, or shoulders), and you receive payments from the entire structure's turnover, regardless of its depth.
- Bitcoin – the world's first and most popular cryptocurrency.
- Blockchain – a technology that includes a database mechanism that enables open data exchange within a business network.
- «Bourgeois» – a foreign investor or HYIP project creator.
- Bounty Program – a program that allows you to earn money by completing specific conditions, such as posting a photo on social media, leaving a review, and so on.
- Breakeven – the point at which an investor recoups their deposit in a project. Anything above this is pure profit.
- Buratino – an investor type who invests large sums recklessly, disregarding recommendations, causing project administrators to contemplate closing the project and securing their own profits.
- «Cabinet» – slang expression that denotes a user's personal account.
- «Chirikonolets» (from the word «chirik») – investors with a small capital who invest $10 in projects.
- Circle (or cycle) – a time period that signifies the completion of a deposit's term according to a specific tariff plan.
- Cookies – temporary browser files that store information: logins, passwords, email addresses entered by the user on various websites, history of visits through referral links, etc. The phrase «clear cookies» means that it is necessary to delete these temporary files.
- Compounding – automatic transfer of profit to the deposit. In simple terms, it's compound interest.
- Cryptocurrency – a type of digital currency, the accounting of internal units of which is provided by a decentralized payment system (no internal or external administrator or its equivalent).
- «Cutlet» – a large deposit of over $1,000.
- DDoS (from English abbreviation «DDoS» – Distributed Denial of Service attack) – one of the types of hacker attacks on a website through a large number of false requests, which leads to a destabilization of the website's connection. In this case, the site may open for a very long time or not open at all.
- «Depnut» – to invest money in the project.
- Deposit (or «dep») – a created investment in the project.
- Deposit Body – the monetary amount that has been invested in the project.
- Diversification – the distribution of funds by investing in several projects/directions to reduce risks.
- «Donor» – a project whose goal is to raise money to support the «on the move» of the main project.
- Doubler (also «double») – a HYIP project that allows doubling a deposit within a certain period of time.
- «Drowning a project» – an expression used when a participant (or participants) in a forum/chat/blog/monitoring creates negativity around the project.
- «Earth» – a HYIP project supposedly has real points such as offices and is promoted in offline mode. You can also hear the expression «on the ground».
- Ethereum – a cryptocurrency and platform for creating decentralized online services based on blockchain (decentralized applications) operating on smart contracts.
- «Fast» – a type of HYIP project that brings high profits in a short period of time.
- Fiat (or fiat currency) – a legal payment instrument, the value of which is determined by the government and issued by it, not backed by physical goods or products.
- Flood – meaningless or repetitive messages.
- Greenbar – a green stripe in the browser bar with the company's name. Typically, it means that the site has undergone a thorough check (verification). The presence of a green bar is not related to the actual activities of the HYIP.
- «Hit-and-run» – a strategy of participating in a HYIP that involves a one-time investment at the minimum tariff (for the shortest term) without reinvestment to quickly receive a small profit and reduce the risk of losing money.
- Hourly – a HYIP project where profit percentages are accrued every hour.
- HYIP (from English abbreviation «HYIP» – high yield investment program) – a high-yield investment project that operates on the principle of a financial pyramid.
- «HYIPer» – a participant in HYIP projects.
- Insider – unique information held by a select group of people. For example, there is an expression «there is an insider about the experienced administration».
- Instant – a type of payout in which your request is processed instantly.
- Insurance – a monetary amount set aside in case of financial loss in a scam project if there are losses. Coverage of losses can be partial or complete.
- Junk – a poorly executed HYIP project that may use a used design, free hosting, unreasonable profitability percentages in marketing, etc.
- Legend – a description of the activities of an investment project. Typically, HYIPs use the following legends: cryptocurrency, trading, mining, sports betting, real estate investments, currency, cars, etc.
- Listing – terms under which a HYIP project is placed on an advertising resource (blog, monitoring, YouTube channel, Telegram channel, etc.).
- «Lohovod» – an individual who lures people, mostly newcomers, with various tricks to invest in a specific project. At the same time, the so-called «lokhovod» will try to do everything for a person to invest a large amount or just into an obvious scam. Typically, «lokhovod» enters into agreements with project admins to receive certain bonuses from attracted funds.
- «Manual» – slang expression to denote manual-type payouts. After submitting a request, your payment will be processed manually according to the specified HYIP regulations.
- MLM – a type of HYIP projects that operate on the principle of multi-level marketing.
- Moderator (also «moder») – a person who monitors order or compliance with rules on a forum/website/chat.
- Monitoring (also «monik», «mon») – a website that lists HYIP projects and tracks their payment ability.
- «Mishutka» – a person who actively attracts investors to a project.
- Multi-account (also «multi-acc») – two or more accounts of a single user in a project created to gain certain financial benefits. In most projects, creating multi-accounts is prohibited by the rules.
- «Networker» – slang word referring to people involved in promotion through self-built «networks» to earn a specific income.
- Paid posting – payment for promotion on blogs, forum threads, monitoring sites by posting positive or negative comments with payouts or reviews.
- Paid poster – a term used when a participant (who may not actually be one) of a project involved in promoting the project leaves untrue comments or fake payouts. It's also possible that the user will leave negative comments.
- «Partisan» – a HYIP project that operates «quietly», without massive advertising purchases, often with a standard script design. Such projects can remain in this stage for years.
- Penalty – a fee for withdrawing the deposit body.
- Pending – the period when your payment is in a pending state.
- Personal Account (abbreviated as PA) – the control panel of the personal account on the website.
- Piggy Bank – a type of marketing in a HYIP project, under the terms of which your deposit is not frozen and allows you to withdraw the principal amount with or without a penalty at the time specified under the same conditions.
- Ponzi – the founder of the «Ponzi scheme» used in HYIPs or financial pyramids. In this scheme, participant payouts come from funds invested by new participants. The operation continues until the outflow of funds exceeds the inflow. The scheme is named after its creator, Charles Ponzi.
- Ponzi Scheme – a project designed to take money from investors without paying out any interest or deposits. Projects with sky-high tariff plans or poor preparation can also be considered as Ponzi schemes.
- Pre-start – the project's activity before its «official» start announcement.
- Profit – the net profit obtained from the project.
- Refback (also «refka», «refs», referrals, bonuses) – partial, full, or increased return of referral payments from the invested amount in the HYIP.
- Referral (also partner) – a person who was invited to the project through a referral (partner) link.
- Referral leader – a person who actively recruits new members into the project and has a large base of them.
- Referral link – a link provided by the project to a participant to invite new depositors and receive bonuses for it.
- Refund – an action that occurs after a scam, signifying the return of funds to a participant.
- «Reg» – slang expression for registration in a project or on a forum.
- Regulations – the time for processing payments as specified in the HYIP project rules.
- Reinvest – reinvesting money into a project after completing a cycle or for compound interest.
- Restart – an event where the project suspends payments and announces the project's relaunch, including resetting obligations to investors.
- Scam – the moment when a project stops making payments to investors.
- Scammer – a fraudster. In the case of admins, it can be considered that they often do a poor job, «scam», and take money even from the earliest investors.
- Screenshot – a screen capture (or part of it).
- Script – a software product containing a specific sequence of actions that allows the admin to operate the project in semi-automatic mode (accepting deposits, accruing interest and bonuses, making payouts, etc.).
- SSL Certificate – an encryption protocol used to prevent fraudsters from intercepting data (login, password, email, payment details) from the HYIP. The presence of an SSL certificate in the project indicates a higher level of security and data protection.
- Stablecoin – digital assets designed to mimic the value of fiat currencies such as the dollar or euro. They allow traders to quickly and inexpensively transfer stable assets around the world.
- «Stats» – statistics of the HYIP, which may include the following information: payouts, deposits, duration of work, and so on.
- Ticket – an internal message on the project's website that allows a HYIP participant to contact customer support.
- Topic Starter (or TS) – a forum participant who opens a new thread first.
- Transaction – a money transfer operation.
- Troll – a person who intentionally posts provocative posts or writes satirical messages with the aim of creating conflict between participants.
- Upline – a person who invited you to the project.
- Used Design – a design for a HYIP that has been used in a previous project.
- Vanga (you can also come across the word «vangovat») – an investor who expresses their opinion on the duration of the project's operation.
- Verification – full or partial documentary confirmation of identity.
- «Vloshenets» – an investor who invested money in the project thoughtlessly or under the influence of the crowd.
- Wallet – your account, address in a payment system, or cryptocurrency.
- «Zakidon» (also «perezakidon») – literally throwing large sums of money into a project that has just started. In almost 90% of cases, a scam follows such a move.
- Zakos – the use in a HYIP of one or more elements from a previously worked or currently operating project. For example, design, legend, text, tariff plans, etc.
Absolutely in any new field, there will be a bunch of unfamiliar and new words and expressions for a person to encounter when studying information. We have tried to gather a large number of words for your understanding in one place.
In this article, we have explained a large number of terms and slang used in the HYIP industry to make it easier for beginners to start working with HYIPs.
Write in the comments what terms you already know that we did not cover.
We hope that the article has been useful to you. Wishing everyone successful and profitable investments!
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- Which payment system or cryptocurrency to choose for high-yield investment programs (HYIPs)?.