What payment system to choose for HYIPs

What payment system to choose for HYIPs

If you are a beginner, then this article is for you! When you start working with HYIPs, it is important to decide on the payment system with which you will work and continue to invest. Prepared an article on choosing a payment system when you start working with hyps.


It is difficult to imagine an investment project without an accessible and understandable input / output of funds. Fortunately for us, investors, electronic payment systems have been created that allow us to invest in high-risk investment projects and not only.

The main criteria for choosing a payment system when working with HYIPs should be: convenient and intuitive interface, low commission for operations, security and a simple verification process.

In this article we want to display the most popular payment systems that are used to invest in hype projects.

HYIP payment systems

You can work with some investment projects using bank cards, but we do not recommend that you do this for several reasons. Firstly, with the help of bank cards you can invest not in every hype, but only in units, which causes inconvenience. Secondly, some bank cards may have commissions for transfers, or a large minimum amount for withdrawal from a particular project. Thirdly, it is not safe. With a large turnover, the bank may block your card or request proof of income.

That is why it is necessary to use electronic payment systems to work with such projects.

There are a huge number of payment systems, but the most popular among hypes are: Perfect Money, Payeer, QIWI, Yandex and cryptocurrencies Bitcoin, Ethereum, Litecoin and so on.

Our recommendations

As practice shows, hype admins often have a standard set of payment systems from Perfect Money, Payeer, Bitcoin, Ethereum and Litecoin. Often you can see other cryptocurrencies.

We believe that every newcomer or already experienced investor should have at least registered wallets in payment systems Perfect Money и Payeerwhich we will talk about below.

С Bitcoin We recommend working in extreme cases. For example, in those projects in which only Bitcoin.

Payment system Perfect Money

To date, the payment system Perfect Money is the most popular in the hype industry. It is used in 98% of investment projects and every self-respecting investor must have a wallet registered in it.

The most important advantages are: simple and intuitive interface; high level of security; low commission for verified users, which is 0.5% of the transfer amount; the ability to create up to three wallet numbers in the currencies USD, EUR or gold; and, most importantly, this payment system is loyal to customers who work with HYIPs, that is, it does not block wallets for transfers to financial pyramids, for example.

Of the minuses, it can be noted that the commission for transfers for unverified users will be 1.99% of the transfer amount.

Payment system Payeer

Payment system Payeer It is the most multifunctional among its competitors. When using, it offers more than 20 ways of depositing / withdrawing funds, among which there are bank cards and even mobile operators.

This payment system has the following several advantages: creating a wallet, you can access three currencies - dollar, ruble and euro; You can anonymously withdraw funds to any Russian bank card; You can transfer funds even to those users who do not have an account in the payment system using e-mail, bank card number or mobile phone number; high level of security; optional verification and manual transfer fee 0.5%.

Why did we write “for manual translation”? Recently Payeer they reduced the transfer commission, but for the API with which hyips work to automate payments, the commission remained 0.95%. For withdrawal of funds, this commission may be charged instead of 0.5%, depending on the project.

What does verification give? Nothing special, except that you can carry out daily operations worth more than $ 2. An ordinary investor does not need it.

PS Due to the new rules that were introduced in early November 2020, the payment system no longer works with HYIPs, so it is out of date.


We strongly do not recommend using cryptocurrencies for beginners, as a change of course can both positively and negatively affect the amount of total profit if there are conversions in the project. Investing in a project of a certain amount, you run the risk of getting less dollars than you planned for marketing the project. There may be exceptions that you will receive a large amount. The conclusions are made by everyone for himself.

Experienced investors use cryptocurrencies, for example Bitcoin, only if the project works exclusively with cryptocurrency without fiat payment systems.

The most commonly used cryptocurrency in HYIPs is Bitcoin, which has such advantages as: anonymity of operations and high volatility. Among the shortcomings, volatility can also be singled out, sometimes a decent commission will have to be paid for the operation, which depends on the network load and you can wait for a money transfer from 5 minutes to several hours, sometimes more.


Let's summarize the above. The most popular payment system that is used in HYIPs is unconditionally Perfect Money ... You can choose one of two, or better both, because in some cases, one of them may not be present in one or another hype. It is up to everyone to decide whether or not to pass verification.

Cryptocurrencies are best used in special cases, for example, when the project works exclusively on cryptocurrency. The most popular cryptocurrency for working with HYIPs is Bitcoin, which has a number of disadvantages, but it can still be used.

We hope that the article was useful and interesting for you!

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Комментарии (25)

  1. Alex2601 9 March 2022 18: 25

    I think the future in the HYIP industry will be with the tether. 

    A complaint
  2. levnks 28 February 2022 20: 02

    It is better to use USDT TRC20 and Perfect Money. There is a small minus Perfect Money is a difficult account verification, but it will work out 2-4 times) In TRC20 there is a small commission in TRX, but thanks to the receipt of energy, you can pay nothing at all. 

    A complaint
  3. 4difeer666 16 February 2022 01: 27

    I chose the Binance payment system))))) Pm left, the payer left, epaycore remained, I think it will soon become an analogue of pma, the commissions are gradually decreasing, and I think it will be more profitable for admins to go either to tether or epay

    A complaint
  4. UdayAS8 12 February 2022 14: 32

    Thanks for the article 

    In the meantime i guess that USDT is the most used method to invest in hyip

    A complaint
  5. tanjs 11 July 2021 12: 04

    Thanks for the article
    A complaint
  6. ilya28087 4 February 2021 15: 49

    Before the article, I did not know that it was possible to lower the commission in Perfect Money after passing the verification by 4 times (from 1.99 to 0.5%), immediately after reading I submitted an application, thanks for the article.
    PS While writing a comment, one dock has already been checked smile
    A complaint
  7. mirov84 9 December 2020 14: 45

    Paeer is probably the best but that HYIP projects more and more refuse to add Paeer lately!
    A complaint
    1. UdayAS8 15 February 2022 21: 31

      sadly, Payeer ended their work with HYIP long ago

      A complaint
  8. AlexanderKudrya8027 20 November 2020 22: 14

    Thanks for the article. I use PM. I like it in Komsa 0,5 for Verefif. it's a pity that raer works more with hyips
    A complaint
  9. mirov84 29 October 2020 15: 51

    I use Paeer myself. By the way, news - Withdrawals to Ukrainian bank cards have been reduced from 2.99% to 1.99%, withdrawals to international bank cards in USD / EUR have been reduced from 2.99% to 2.5%.
    A complaint
  10. mirov84 9 September 2020 10: 34

    Hello everyone, I myself use the Paeeer payment system, by the way, here are the latest news from Payeer from 31 Aug 2020, 13:08
    Reduced commissions!
    Trading operations on the stock exchange now cost 2 times cheaper, only 0.095% (previously 0.195%) and are among the most profitable on the market.
    The fees for cryptocurrency transfers were also lowered:
    1) Bitcoin -35%
    2) Etherium -35%
    3) Litecoin 2 times
    4) Bitcoin Cash -70%
    5) Dash -40%.
    A complaint
    1. Anzhel 5 October 2020 18: 17

      Great news, I'm using the pen!
      A complaint
  11. BandiCD 21 August 2020 23: 08

    Thanks for the competent explanation, I'll take a look and think about PM.
    A complaint
  12. delix 24 June 2020 14: 15

    Thank you for the article
    A complaint
  13. Robin2020 21 June 2020 12: 36

    Thanks for the helpful article!
    A complaint
  14. Makentii 21 June 2020 12: 18

    A complaint
  15. NoName 6 June 2020 17: 36

    Thank you for the article. Learned a little new.
    A complaint
  16. NikitaPuchkin2000 April 18 2020 22: 13

    I cannot call myself an experienced investor, but when I was just starting to invest, I had only one payment system - Qivi. Then I smoothly switched to Payeer, because I liked to earn not only on hype projects, but also on contests, and in order to collect my cash prize I needed to make this payment. Then I completely switched to Payeer abandoning Qivi, but I felt inferior, because in the smoothly developing projects, at first there was only Perfect Money. I decided to register him as well. Now I have two wallets: Perfect Money and Payeer. For a long time I could not get used to Perfect Money because of the inconvenient design, but this wallet has a small commission that can not be compared with the Payeer commission. In a month, if you count, a substantial amount of money runs up due to commissions on Payeer. Thanks RichMonkey.biz for the article, it is suitable for beginners!
    A complaint
  17. mirov84 April 7 2020 19: 31

    I do not regret using my Payeer wallet !!!
    A complaint
  18. Lumin April 5 2020 23: 17

    The best option is to use several wallets.
    A complaint
    1. UdayAS8 27 February 2022 15: 30

      I can strongly agree eith you since no one now can anticipate wich service will stop working with HYIP

      A complaint
  19. Bond 19 March 2020 23: 17

    I take advantage of the perfect, without verifying the lump, I was certainly biting for translations, I struggled with the verification of the address for a long time, they didn’t like the scans, either the wrong payment method, the wrong quality, but still finished, now the lump is a fairy tale.
    A complaint
  20. 4difeer666 19 March 2020 21: 45

    I use the perfection, I consider it one of the most reliable, yes it can’t be compared with the design of the client, but it’s quite simple, one of the main advantages, minimal commission for verification
    A complaint
  21. matrix2000 19 March 2020 08: 59

    Each wallet has its own advantages and disadvantages.
    A complaint
  22. Parsiphal29 17 March 2020 18: 45

    In principle, all e-wallets are unique, but I think Payeer is much better than Perfect Money in terms of design!

    Thanks for the informative article, Richmonkey!
    A complaint